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We've always heard the conventional wisdom about buying a home in the spring, when the real estate market is more "active". But sometimes, it doesn't always work out that people buy in the spring. Sometimes a buyer cannot wait. Sometimes Read More...
For First-time buyers, or those who haven't purchased a home in a long time, the process of buying or selling a home can be a little daunting. Having a general understanding of what to expect can help. This is an outline of the typical home buying Read More...
The spring market is here! Inventory is down and we are seeing multiple offers out there. Anyone having a problem with buyers believing that at this point? We are down to a 4 month supply in inventory in Frederick County and a 3 month supply in Montgomery Read More...
Affordability is a term that takes into account the interest rates, the cost of housing, and the cost of renting. Today, we have an affordability index that is at an historic low. It has never been a better time to buy. The historic average of mortgage Read More...
The FHA will raise the mortgage insurance premium on April 1st. The upfront mortgage premium will increase from 1% to 1.75%. The annual insurance premium will also be increased by 0.1 percentage points for loan amounts under $625,000 and 0.25 percentage Read More...
You Can Keep Your Good Credit During This Recession - If You Know The Score RISMEDIA, August 21, 2010--People are having to make tough financial choices today, but many don't have to wreck their credit scores if they know how the system works, according Read More...
Realtor.com has an I-Phone app that allows a buyer to search their local MLS for homes on the market. A buyer can get instant information on over 4 million homes on the market, whether walking or driving through a neighborhood. Additionally, the Realtor.com Read More...
Fannie Mae and Freddie Mac have developed a rating system for areas of the country that categorize the way home values are trending. One year ago, Frederick County was categorized a 3, with declining values. Since that time, the classification has moved Read More...
Even though the First-time homebuyer Tax Credit is expiring April 30th to be under contract, and June 30th to close, the credit extends one more year for military personel and certain government workers: Members of the military and certain other federal Read More...
Happy New Year to you! I want to take this opportunity to thank you for reading this blog. I recently heard some statistics that say there are currently 9 billion webpages and 200 million blogs! I don't take it lightly that someone is choosing to Read More...
The Senate passed the extention/expansion of the First-time Home buyers $8000 tax credit earlier this week, and the House passed it yesterday. Many expect the president to sign it into law today because it also includes an extention of unemployment benifits. Read More...
Resale value should be a consideration, a consideration very high on your list as a buyer. Ask some of those owners who bought when the market was hot, but are now sitting on the market for over a year, with their house which is next to the highway, under Read More...
Real Estate experts say that as many as 7 million more foreclosures may hit the market nationally in the next year . This number is derived from the homes already in foreclosure and the homes where homeowners are in delinquency. How will this affect the Read More...
Many potential buyers are asking if the $8000 First-time home buyer's tax credit will be extended or expanded to include all buyers. I wrote an earlier post on the subject . The issue has broad bi-partisan support in Congress, most legislators and Read More...
With today's internet technology, anyone can google (or bing) and find anything. A buyer can even find the house of their dreams. To be truthful, it can be argued that you don't need an agent to find a home for you. (Although I might argue that Read More...
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