Fannie Mae and Freddie Mac have set the conforming loan limits for 2014.

For the ninth consecutive year, conforming loan limits will remain at their current levels. This will help U.S. homeowners and buyers get access to inexpensive, government-backed home loans.

 What are conforming loan limits?

 Loans that are backed by Fannie Mae or Freddie Mac cannot exceed a local loan limit. Anything that exceeds that limit is called a Jumbo loan, and has a different interest rate, often higher, and requirements are often tighter.

Conforming Loan Limits 

One FamilyTwo FamilyThree FamilyFour FamilyMSA


 for Frederick County and Montgomery County

$729,750 $934,200 $1,129,250 $1,403,400 Bethesda/Gaithersburg/Frederick


for Howard County and Carroll County:


$560,000 $716,900 $866,550 $1,076,950 Howard/Carroll Counties

for Washington County:


$377,500$483,250$584,150$725,950Hagerstown Md/Martinsburg WV