Mortgage Rates for Frederick Home Buyers
| Loan Program | Conventional | Conv > $417,000 | FHA/VA | FHA > $417,000 |
30 Year Fixed | 5.125% | 5.25% | 5.00% | 5.25% |
15 Year Fixed | 4.375% | 4.625% | 4.50% | 5.00% |
3/1 ARM | 4.00% | 4.25% | 4.25% | 4.25% |
5/1 ARM | 4.00% | 4.25% | 4.25% | 4.25% |
7/1 ARM | 4.25% | 4.50% |
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The above scenario assumes credit scores greater than 740, 20% down-payment, 30-day lock period, and 1 origination point. |
| USDA Rural Housing | CDA | VHDA | |
30 Year Fixed | 5.50% | 5.375% | 4.875% | |
The above scenario assumes credit scores greater than 700, 20% down-payment, 30-day lock period, and 3 origination points. |
| Non-Agency/ Jumbo | |
30 Year Fixed | 6.125% | |
5/1 ARM | 4.625% | |
The above scenario assumes credit scores greater than 800, 25% down-payment, 30-day lock period, and 1 origination point. |
Kathy Daubert
Wells Fargo Home Mortgage
5300 Westview Drive, Suite 302
Frederick, MD 20703
Phone: (301) 644-2102
Fax: (866) 751-4006
Cell Phone: (301) 606-0522
E-Mail: Kathy.Daubert@wellsfargo.com